Personal - Domestic Helper (SmartHelper)
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Packages and Premium (wef 1st January 2010)
SECTION COVERAGE NEW STANDARD PACKAGE NEW COMPRE-PLUS PACKAGE # NEW ULTIMATE PLUS PACKAGE #
1 LETTER OF GUARANTEE
To Ministry of Manpower
$5,000 $5,000 $5,000
2 PERSONAL ACCIDENT FOR INSURED PERSON
a) Accidental Death
b) Perm. Disablement
c) Medical Expenses
d) TCM Treatment (Per Accident)

$40,000
$40,000
$1,000
N.A.

$40,000
$40,000
$2,000
$150

$40,000
$40,000
$3,000
$200
3 REPATRIATION EXPENSES
  • UNLIMITED when services are provided by any of our appointed emergency medical assistance providers, AMC Healthercare Pte Ltd (subsidiary of AsiaMedic Ltd) at Tel: 67378737 or HENG-GREF International Assistance Holding Pte Ltd (Tel: 62726018), OTHERWISE the limit of liability is $3,000.
  • # Only "Plus" Policies cover death or permanent disablement due to ANY CAUSE, including suicide and/or unexplained causes.
4 HOSPITALISATION & SURGICAL
In-Patient Expenses Including Day Surgery Annual Limit

$15,000

$15,000

(WorldWide)
$20,000
5 OUT-PATIENT KIDNEY DIALYSIS &/OR CANCER TREATMENT N.A $1,000 $3,000
6 CRITICAL ILLNESS N.A $1,000 $3,000
7 WAGES REIMBURSEMENT N.A Up To $30 Per Day
(Maximum 60 Days) of Hospitalisation
8 RE-HIRING EXPENSES N.A $500 $750
9 DOMESTIC HELPER'S LIABILITY N.A $3,000 $5,000
10 SPECIAL GRANT N.A $2,000 $3,000
11 SECURITY BOND PROTECTOR (SBP)
(Optional Cover - Subject to Acceptance)
Reimburses the Insured for the Loss of the Security Bond, if forfeited due to the Maid's fault subject to an excess of $250 (if applicable)
12 TOP-UP COVER FOR SECTION 4
(Optional Cover)
A choice to increase annual limit in increments of $5,000 to suit your needs, i.e. $5,000, $10,000, $15,000 or $20,000 up to the maximum equal to the existing Policy.
Top-ups are allowed for Policies issued within 3 months & subject to Insurers' acceptance and a Waiting Period of 30 Days
PREMIUM (Incl. GST) PACKAGE 26 MONTHS $246.10 $267.50 $299.60
14 MONTHS $184.58 $200.63 $224.70
FOR 26 MONTHS INSURANCE ONLY $203.30 $224.70 $256.80
LETTER OF GUARANTEE ONLY $107.00
SECURITY BOND PROTECTOR
a) If taken With Any Package - $53.50
b) If taken within 3 months of any Package - $85.60 (subject to acceptance & Waiting Period of 30 Days)
PHILIPPINE EMBASSY BOND
  1. $2,000 Bond - $42.80

  2. $7,000 Bond - $74.90
TOP-UP COVER FOR SECTION 4
(Hospitalisation & Surgical)
    $5,000
    $10,000
    $15,000
    $20,000 (For Ultimate-Plus Only)
For Up To 26 Months Or The Expiry Date of Policy, whichever is earlier
a) Taken with any Package b) Taken within 3 months
$42.80 $64.20
$64.20 $96.30
$85.60 $128.40
$107.00 $160.50