Personal - Domestic Helper (SmartHelper)
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Packages and Premium (wef 1st January 2010)
SECTION COVERAGE

NEW STANDARD
PACKAGE

NEW COMPRE-PLUS PACKAGE # NEW ULTIMATE PLUS PACKAGE #
1 LETTER OF GUARANTEE
To Ministry of Manpower
$5,000 $5,000 $5,000
2

PERSONAL ACCIDENT
a) Accidental Death
b) Perm. Disablement
c)Medical Expenses
d)TCM Treatment (Per Accident)

 
$40,000
$40,000
$1,000
N.A.
 
$40,000
$40,000
$2,000
$150
 
$40,000
$40,000
$3,000
$200
3 REPATRIATION EXPENSES
  • Unlimited when services are provided by HENG-GREF Emergency Medical Assistance Pte Ltd &/or Nominated Service Provider, OTHERWISE the limit of liability is $3,000.
# Only “Plus” Policies cover death or permanent disablement due to ANY
   CAUSE
,  including suicide and/or unexplained causes.
4 HOSPITALISATION & SURGICAL
In-Patient Expenses Including Day Surgery Annual Limit
 
$15,000

 
$15,000

(WorldWide) 
$20,000
5 OUT-PATIENT KIDNEY DIALYSIS
&/OR CANCER TREATMENT
N.A

$1,000

$3,000
6 CRITICAL ILLNESS N.A

$1,000

$3,000
7 WAGES REIMBURSEMENT N.A Up To $30 Per Day
(Maximum 60 Days) of Hospitalisation
8 RE-HIRING EXPENSES N.A $500 $750
9 DOMESTIC HELPER’S LIABILITY N.A $3,000 $5,000
10 SPECIAL GRANT N.A $2,000 $3,000
11 SECURITY BOND PROTECTOR (SBP)
(Optional Cover - Subject to Acceptance)
Reimburses the Insured for the Loss of the Security Bond, if forfeited due to the Maid’s fault subject to an excess of $250 (if applicable)
PREMIUM (Incl GST) for 26 Months)

PACKAGE                $246.10 $267.50 $299.60
INSURANCE ONLY   $203.30 $224.70 $256.80
LETTER OF GUARANTEE ONLY             $107.00
SECURITY BOND PROTECTOR

   a) If Taken With Any Package                        -  $53.50
   b) If Taken Within One Month Of A Package  -  $85.60 (Subject to a of A Package                                                              Waiting Period of 30 Days)

PHILIPPINE EMBASSY BOND

   a) $2,000 Bond - $42.80
   b) $7,000 Bond - $74.90