This policy offers the widest protection and covers your liability for death or injury to third parties and passengers and damage to third party property. It includes loss or damage to your own vehicle due to accidents, fire and theft.

Other benefits that can be extended include windscreen damage, flood and windstorm, strike, riot and civil commotion, liability of passengers for acts of negligence, personal accident benefit for passengers, medical expenses.

This covers your liability for death or injury to third parties and passengers, damage to third party property and loss or damage to your vehicle due to fire or theft.

This covers your liability for death or injury to third parties and passengers, including damage to third party property. It does not cover loss or damage to your own vehicle.