Motorcycle Insurance in Singapore
Whether you're weaving through bustling city center traffic on your trusty daily commuter motorcycle or delivering hawker food and parcels across HDB estates on your reliable delivery motorbike, ANDA Insurance provide comprehensively tailored motorcycle insurance solutions that not only meet LTA's mandatory insurance requirements but also address the specific demands of riding in our densely populated city-state.
Why You Need Motorcycle Insurance in Singapore
In Singapore, it's mandatory by law to have at least Third-Party Only motorcycle insurance under the Motor Vehicles (Third-Party Risks and Compensation) Act. his basic coverage protects you against liabilities if you injure someone or damage property while riding.
However, many riders choose more comprehensive motorbike insurance to protect their bike from theft, fire, accident damage, and more—especially given the dense traffic and unpredictable weather on Singapore roads.
Motorcycle Insurance Plans
Third-Party Only (TPO)
The minimum legal requirement in Singapore. It covers damages or injuries you cause to others but does not cover your own bike.
Third-Party, Fire & Theft
Includes third-party coverage plus protection if your motorcycle is stolen or damaged by fire.
Comprehensive Coverage
The most extensive coverage. It protects you, your bike, and third parties in the event of an accident, theft, fire, or other damages.
Factors Affecting Your Motorbike Insurance Premium
Type of Motorcycle
Rider's Age & Driving Experience
Claim History
Coverage Level
Frequently Asked Questions
about Motorcycle Insurance
Is motorbike insurance mandatory in Singapore?
Yes, it is a legal requirement to have at least third-party motorcycle insurance before riding on public roads.
What happens if I ride without motorbike insurance?
Riding without insurance coverage is an offence and may result in a fine of up to $1,000, imprisonment for up to 3 months, and a mandatory suspension of your driving license for at least 12 months.
How do no-claim discount work for motorcycle insurance in Singapore?
If there's no claim made during your policy term, you may earn a no-claim discount on your next premium.
Can I transfer my motorbike insurance to the new owner if I sell my bike?
No, insurance policies are tied to the registered owner and bike, and the new owner is required to purchase their own motorbike insurance.
Contact us for policy quotation, comparison and unbiased advice now!