Maid Insurance in Singapore
Domestic helper insurance also known as maid insurance, is an essential protection for Singapore employers who hire foreign domestic workers. This specialized insurance coverage safeguards both employers and their domestic helpers against unexpected medical expenses, accidents and liability claims that may arise during employment.
Maid insurance is mandatory and a legal requirement in Singapore under the Ministry of Manpower (MOM) regulations. Every employer is required to secure adequate domestic helper insurance before their helper arrives in Singapore.
Type of Domestic Helper (Maid) Insurance Coverages
Hospitalization & Surgical
Personal Accident
Outpatient Medical Expenses
Third Party Liability Coverage
When to Buy Domestic Helper (Maid) Insurance
You’ll need to purchase maid insurance before your helper arrives in Singapore as per the mandatory requirement by the Ministry of Manpower (MOM). The domestic helper insurance must be in place before MOM will issue your helper’s work permit.
Step-by-Step Process for Domestic Helper Insurance
- 01
Search & Choose Domestic Helper
To find via licensed maid agencies or hire directly.
- 02
Apply for Work Permit
Employers or employment agents can apply for the work permit online through MOM, and in most cases, the outcome is released within a week.
- 03
Before Arrival: Buy Domestic Helper Insurance
Here’s where ANDA Insurance steps in! We’ll help you get a maid insurance policy that meets MOM’s requirements and take care of submitting the details to MOM so your helper’s work permit can be approved.
- 04
Arrange Travel & Arrival
To coordinate the helper’s travel arrangements and accommodation in designated cities for training purposes or stopovers en route to Singapore.
- 05
Medical Examination Singapore
As per MOM requirements, your domestic helper must undergo medical examination within 14 days of arrival.
- 06
Work Permit Issuance
Upon successful completion of the medical examination, your helper’s work permit will be officially issued by the Ministry of Manpower (MOM). This permit legally authorizes your domestic helper to work in Singapore.
Frequently Asked Questions
about Maid Insurance
Is maid insurance compulsory in Singapore?
Yes. The Ministry of Manpower (MOM) requires all employers to purchase maid insurance before a work permit can be approved.
When should I buy maid Insurance?
It is mandatory to purchase maid insurance prior to helper’s arrival or before any existing policy lapses for current or transfer domestic helpers. The Ministry of Manpower will only issue or renew Work Permits when valid insurance coverage is confirmed.
How long does maid insurance coverage last?
Most domestic helper insurance plans offer coverage for either 14 or 26 months. The extra 2 months beyond the Work Permit duration provide protection during the renewal or repatriation period.
Do I need to submit the insurance documents to MOM?
No, if you purchase domestic helper insurance through ANDA Insurance (or any licensed providers), we will submit the insurance details to MOM on your behalf.
Can I transfer the insurance if I hire a new helper?
No, the insurance is tied to a specific helper and cannot be transferred. A new domestic helper insurance policy must be purchased for every new hire.
Contact us for policy quotation, comparison and unbiased advice now!